Era Bank

[ChibiArtist]

Now this may not be a good idea, but what if you could get a loan from the era bank? You can only borrow 5k gralats at a time though. And you can't get another loan until you repay the bank fully.
Comment your thoughts about this!

[Unofficial Era News]

I've always liked this idea, but what if you never pay it back? What would be your punishment? Jail? Or would you get some items stripped off you to repay your loan?

[rorriM]

There should be interest that increases over time, and you have to place an item down and you lose it till you pay up.

[Unofficial Era News]

There should be interest that increases over time, and you have to place an item down and you lose it till you pay up.

But what if I put down a BAR? Would I lose the whole BAR and not be compensated for the difference? And if I am compensated, this could be a way for players to sell their items, which Era iPhone has stated numerous times that it would not do.

[rorriM]

No compensation for the difference I suppose. Then there's a reason for players to want to pay back the bank

[Zegshock]

Yes I love this idea.
I always never have money cuz I keep all the shells/mush/trash I get until ik it's enough for a weapon. So when I need VIP or some cool holiday item,I could just loan money and easily pay it back with money from sellables.

[ChibiArtist]

When I talked to my sister I found out there were a lot of holes.
1.What if they get banned and never paid back? Answer: Era could also add a donation system to the bank, so that nice people with and without loans could pay for their loans, or, like y'all said, the staff could take away one of their prized belongings.
2.What if they delete the app? Like I said before they could add a donation system.

[Zegshock]

When I talked to my sister I found out there were a lot of holes.
1.What if they get banned and never paid back? Answer: Era could also add a donation system to the bank, so that nice people with and without loans could pay for their loans, or, like y'all said, the staff could take away one of their prized belongings.
2.What if they delete the app? Like I said before they could add a donation system.

I'm sorry what? What does donating do? Players can donate money to what? o_O

[D12*]

This idea is suggested a lot of times. PLEASE use the search button before posting a thread.

[Amirulamin]

I like this idea

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I've always liked this idea, but what if you never pay it back? What would be your punishment? Jail? Or would you get some items stripped off you to repay your loan?

Pay after a week or hmm, increase the payment