Era Bank

[ChibiArtist]

I have no clue what I just read

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Lol jk,but the donations idea doesn't make sense.
Why would you donate to help people who take loans and don't pay them back. You're helping the player not pay anything.

True.. So maybe when too many players owe Era money, the loan system'll be stopped and during that time, the players that still owe loans will be sent to a room where they have to earn money until they repay it back and players can donate a maximum of 50 gralats per 1-7 days.

[rorriM]

I doubt many people would freely give money to pay off other idiots who couldn't fulfill a loan. Also all that does is encourage people to not pay off their loanes, hoping for some free dough.

[Zegshock]

I doubt many people would freely give money to pay off other idiots who couldn't fulfill a loan. Also all that does is encourage people to not pay off their loanes, hoping for some free dough.

Exactly my point.


And just give it up. Not to be rude but look. I can make MULTIPLE accounts,get a loan,buy some shovels or something,send it to main acc to sell shovels and make LOTS of graalats. And my other accounts which I will never use again will be locked up "expected" to work off the debt. Understand?

[rorriM]

Exactly my point.


And just give it up. Not to be rude but look. I can make MULTIPLE accounts,get a loan,buy some shovels or something,send it to main acc to sell shovels and make LOTS of graalats. And my other accounts which I will never use again will be locked up "expected" to work off the debt. Understand?

The multiple account thing is 190% true, excellent point.

[Zegshock]

The multiple account thing is 190% true, excellent point.

Oh and one more thing.
Loans will be closed if too much people in debt? That's bs. Once they release it,they'll have to close it immedietly cuz so many people in debt. So it'll be a waste of time creating this,sorry to say.

[Vacci]

Exactly my point.


And just give it up. Not to be rude but look. I can make MULTIPLE accounts,get a loan,buy some shovels or something,send it to main acc to sell shovels and make LOTS of graalats. And my other accounts which I will never use again will be locked up "expected" to work off the debt. Understand?

Then lock off trading, and even account merging if an account has an outstanding debt. I mean this has potential to work out. Other possible penalties for having an unpaid debt could include loss of freebies, having your maximum ammo limited to 1k or less, maybe even being locked out of other things like shop purchases (you shouldn't be buying things if you have a loan) events, FB uploads and base money (which would be applied directly to the debt). This loan thing seems to be for those that want to get that last bit of money for that one gun a bit sooner than usual.

[rorriM]

Then lock off trading

I'm sorry but this is not a good solution at all, they cannot get rid of trading just for this idea.

[Vacci]

I'm sorry but this is not a good solution at all, they cannot get rid of trading just for this idea.

lock off trading for those with outstanding loans, not get rid of it altogether of course.

[rorriM]

That also won't do, if loans are released then almost everyone will get one, which isn't fair to the people who can't get trades even though they didn't get loans.

[ChibiArtist]

Now this may not be a good idea, but what if you could get a loan from the era bank? You can only borrow 5k gralats at a time though. And you can't get another loan until you repay the bank fully.
Comment your thoughts about this!

So I've given this my final thought: It's not a good idea. It's just gonna complicate things too much and make the economy on Graal Era even worse. (BTW how do ya delete a forum thread on here? x3)